 At the Law Offices of Michael S. Schwartz, our goal is to provide whatever help we can to people who are having difficulty paying their debts. With 17 years of legal experience, Attorney Michael Schwartz knows many different ways to help people who have debt problems. For some people, debt relief may come in the form of a Chapter 7 bankruptcy. Chapter 7 may also provide debt relief for a business that has significant debts. For some people, a Chapter 13 bankruptcy may be the answer. For others, alternatives to bankruptcy such as a consolidation loan or other possibilities to bankruptcy may be preferential to bankruptcy. Some of the alternative debt relief services we provide include home foreclosure defense litigation, refinance, and predatory lending litigation in federal court. To learn more about our bankruptcy alternative services, call (215) 375-7346, or contact one of our office locations online. Home Foreclosure Defense Litigation In some cases, a chapter 13 bankruptcy may not be the answer for people trying to avoid a home foreclosure. As an experienced bankruptcy and debt relief lawyer, Michael Schwartz makes a comprehensive review of the facts in your case, and he suggests bankruptcy alternatives to clients where appropriate. One bankruptcy alternative to protect against home foreclosure is to respond to the foreclosure complaint. Our goal in foreclosure defense litigation is to protect your rights as a homeowner. By filing an answer to the mortgage foreclosure complaint, the borrower gets the leverage needed to negotiate a fair and equitable resolution of the mortgage issue. These resolutions may include withdrawal of the mortgage foreclosure complaint, modification of the loan, or affordable repayment plan of the mortgage arrears. Predatory Lending Actions Lending fraud and home mortgage fraud is one of the largest and fastest growing crimes in the United States. At our office, we aggressively protect homeowners against predatory home mortgage lend
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