 Graduated University of Puget Sound 1990. Received law degree from The National Law Center at George Washington University in 1994. Returned to Vancouver to practice law in 1994. Admitted to the Federal District Court for Western Washington in 1994. Started in the area of Bankruptcy that year. Member of Clark County Bar Assoc, Washington State Bar Assoc, the American Bankruptcy Institute and the National Association of Consumer Bankruptcy Attorneys. Clark County Bar Association Trustee 2000-2003. Member Vancouver Sunrise Rotary since 1994. Served many board positions including President in 2000. Board member (inc. two terms as President) of the Vancouver Counseling Center (1994 - 2002). What Is Chapter 7 Bankruptcy? Chapter 7 bankruptcy, sometimes call a straight bankruptcy is a liquidation proceeding. The debtor turns over all non-exempt property to the bankruptcy trustee who then converts it to cash for distribution to the creditors. The debtor receives a discharge of all dischargeable debts usually within four months. In the vast majority of cases the debtor has no assets that he would lose so Chapter 7 will give that person a relatively quick "fresh start". What Is Chapter 13 Bankruptcy? Chapter 13 Bankruptcy is also known as a reorganization bankruptcy. Chapter13 bankruptcy is filed by individuals who want to pay off their debts over a period of three to five years. This type of bankruptcy appeals to individuals who have non-exempt property that they
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